Pro-Power

Capital Reserve                                                           Click here for credit application

The Capital Reserve business financing program offers two financing options for small businesses:
Business Line of Credit and Business Term Loans. These programs provide businesses with cash flow solutions to accommodate business operations, market expansions, equipment purchases, or any other business need.

Business Line of Credit

The Capital Reserve Business Line of Credit accommodates any business purpose.  Access cash quickly and conveniently.

How it works:

  1. To apply, complete the credit application and fax, scan/email or mail it in for approval.
  2. Upon approval, funds are immediately available.
  3. Minimum withdrawal is $500.
  4. Funds are drawn through secure online access and ACH authorization.
  5. Funds may be used for any business purpose.
  6. Low minimum monthly payments are automatically withdrawn from designated business accounts.
  7. Larger payments are accepted at any time without fee.

Credit Limits:  $5,000 to $100,000.
Terms: Revolving line of credit.
Interest Rate: The APR will vary. The current rate as of 9/1/11 is 15.25%.*
Collateral: Secured by business assets and personal guarantees.
Fees: Withdrawal fee of 1.5% ($10 minimum) will be applied to each transaction.
The annual fee is $50.*

Business Term Loans

Capital Reserve Term Loans are immediate lump-sum, short-term financial solutions structured for up to three years.

How it works:

  1. To apply, complete the credit application and fax, scan/email or mail it in for approval.
  2. Upon approval a monthly payment amount and term is established.
  3. Available funds are deposited in a designated business deposit account.
  4. Payments are automatically withdrawn from designated business accounts.

Credit Limits: $5,000 to $100,000.
Terms: 3 to 36 months.
Interest Rates: Will vary with the loan term.*
Collateral: Secured by business assets and personal guarantees.
Fees: 1.5% loan closing fee.  No pre-payment penalties.

For more information about the Capital Reserve programs, contact FMSI at 888-776-7693 ext. 107, or email capitalreserve@fmsi-contractorscredit.com.

To take advantage of the Capital Reserve programs today, click on Business Line of Credit Application or Business Term Loan Application, complete and fax, scan/email or mail in for approval.

*See the Capital Reserve Business Agreement for complete terms and conditions.

Please visit www.cashforsmallbiz.com for more information.

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